Don’t worry, you may still be able to open an account called a Basic Bank account. You will not be able to go overdrawn. All major banks and building societies operate these accounts. Using standing orders and direct debits can help with money management. Payments by bank credit straight into your account means that you won’t have to wait for cheques to clear.
We may be able to help you provide identification to open one of these accounts. Please ask us for more information.
The Citizens Advice Bureau (CAB) provide money advice and can help with budgeting and money management. If you want to use this service call in to the Chesterfield CAB. Their address is:
6 – 8 Broad Pavement
Tel: 01246 209 164
You can also get information on opening a bank account from the Financial Service Authority on 0845 606 1234 or at www.moneyadviceservice.org.uk.
Housing Benefit cannot be paid into a Post Office Card Account like some other benefits.